Can student loans be written off in a bankruptcy?

Question:I am filing for bankruptcy and have student loans. Are they going to be taken care of through the bankruptcy?

Answers:
No, but the bankruptcy court can work with the US Department of Education, to make the payments more workable with your budget.
Yup, but you won't be able to buy a car, a house, or use credit cards for over 7 years.

I definitely wouldn't recommend it.
Federal student loans cannot be discharged in bankruptcy. Staffords etc. There is a special rule governing them. You may be able to work out a plan with the lender if you call them. Have you gone through credit counseling? They may be able to negotiate a deal you can live with and it will reflect better on your credit report. Bankruptcy should be a last resort.
Private loans may be different though!
Bankruptcy can be a huge headache. I filed a few years ago and it was really a mess..

One site I found extremely useful while I was filing bankruptcy is this one here:

http://bankruptcy-info.nuggz.org...

Explains the whole process. A real life saver.

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