Here are the steps you need to take:
1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:
2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:
3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:
4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. Look here:
Go to http://www.studentaid.ed.gov/portalsweba... They will answer the question you have. Perkins and Federal Subsidized loans are good to look at on this website. Good luck!
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