Best way to get a student loan?

Question:This coming semester im going to have to take out a pretty decent sized student loan to cover my costs of living. What is the best way i should go about this and what types of things do i need to look into before deciding what is the best situation for me?

Here are the steps you need to take:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. Look here:

Good luck!
Go to They will answer the question you have. Perkins and Federal Subsidized loans are good to look at on this website. Good luck!

This article contents is post by this website user, doesn't promise its accuracy.

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