Does anyone know of any educational loans/grants that won't leave my family broke while I go back to school?

Question:I am 30 and am seriously considering going back to school so that I will be able to provide a better life for my family. At my present job, I work 40 + hours a week andtaking anothe 15 a week to get a degree in a reasonable amount of time is not an option. I will not let my daughter grow up not knowing her daddy. Add this to the fact that we're not all that well off financially anyway and It seems like a hopeless dream. Are there any Adult financial Aid sources that will help me go toschool without robbing my family of even the meager livelihood we've scraped together?

Congratulation!. Not too many people have the courage to go back to school. I applaud you for doing that. You are still young. You can still go as far as getting a Masters Degree. It's tough route, but if you are determined, you can do it. Also keep in mind the major. Pick a major that gives more fruitful results in the end. Like Nursing... Men are increasingly going in Nursing. I have seen male nurse being promoted frequently to managers or director of a floor. Nursing through community college is cheap. It's only 2 years and you will be making 60,000 to 70,000 a year.
Actually you can apply to Financial Aid. Every school has it. Try going to a public University, since it's cheaper. When you fill the financial aid application, make sure you show expenses. The more expenses you show, more money you will get. Also there are so many student loans which you don't have to pay until you start a job within 6 months.
Good for you for going back to school and being a responsible parent! I wish you the best of luck in your endeavors!

You have the option of taking out a student loan or applying for a grant or scholarship.The best type of student loan to get is a federal government loan. Here are the steps you need to take to get one:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

Regardless of your age or financial situation, you can also get a grant or scholarship, which is free money that you won't have to pay back. You can read about them here:

And here are some good sites to check out:

I wish you the best of luck!
Listen to recentgradtrish she has great advise...
I would like to add...
Don't feel guilty about going back to school, sacrificing what you are now for what you can become is an excellent motto for you right now. Include your daughter in your study routine and do homework together, even if she's little, you can start role-modeling these behaviors early. Also, don't be afraid to ask for help when going back to school. You have a family and so good support system is helpful. Make sure you wife knows exactly what's in-store. She may be more than willing to pick up a few extra shifts at work. Initiate friendships with smart classmates/ study buddies. Friendships outside your marriage are good too, finding someone to work with on a common goal helps your motivation level and see the light at the end of the tunnel.
HELLO TEXAS. I found interesting information about your answer, college loans, scholarships, college grants & partime works here. Good luck!

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