I've been applying for Loans left and right with a co signer (my Grandma who is my Mom also) and they are denying us all of them. . .she's the only one that will cosign for me and she starting to feel like giving up and without a a full deferral loan I can't go to school and if I don't go to school bad things will happen because I can't live in my house for long periods of time. . .
I really don't know what to do now
are there any loans that don't require a credit check?
You can apply for a federal loan without a cosigner.
Here are the steps you need to take:
1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:
2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:
3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:
4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. Look here:
sallie mae is pretty good they do preapproved loans but the first time you apply your cosigner needs to be approved. dont look at the gov't websites b/c they wont give you all the money you need and good luck
Students who are looking for a bad credit student loan should pick three schools they are most interested in, talk to the admissions office, and ask what is needed to apply in their school.A bad credit<!--student loan is payable only after the student has completed his or her education, and has started earning a certain minimum amount. You can find more information on Student Loan here,
The minimum amount that the candidate of the bad credit student loan is required to earn has also increased. Bad credit student loans are available as both secured and unsecured loans-->depending on whether you are a homeowner or not. The rate of interest to be paid on unsecured bad credit student loans is higher than that on secured bad credit student loans. This is because the secured bad credit student loans are backed by your home as a security.
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