Familiar Sayings In Disguise~What is the well-known saying that was rewritten into a fancy sentance?

Question:One one-hundreth of a basic American paper monetary unit preserved for future eventualities is synonymous with an identical amount acquired through purposeful effort.

Answers:
A penny saved is a penny earned.
a penny saved is a penny earned
Not to be confused with "A Benny shaved is a Benny urned."

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